.What are you waiting for water front property with an assumable 5.625% FHA mortgage If you are looking for a home with recent improvements, peaceful surroundings, and the charm of country living, this property is ready to welcome you home. The home was remodeled in 2025 and features several major recent improvements, including a new roof and new septic system in 2025, a new hot water heater in 2026, and a new furnace in 2026. Enjoy a tranquil location with a creek bordering the rear of the property and open farm fields across the street, creating beautiful rural views and a sense of privacy. Welcome to Lawrence Township, a peaceful rural community nestled along the Delaware Bayshore in Cumberland County. Surrounded by farmland, scenic waterways, and the natural beauty the area is known for, this home offers the opportunity to enjoy country living in a quiet setting. Lawrence Township, home to the village of Cedarville and the waterfront community of Bay Point, offers a rich local history and small-town atmosphere. Named in honor of Captain James Lawrence, naval hero of the War of 1812, the township continues to reflect the rural character and natural surroundings that make this part of Cumberland County so special.