Live in One Unit or Collect Rent from Both - Fully Rented Hamilton Duplex This fully rented brick duplex in Hamilton-Waltherson offers flexibility for both owner-occupants and investors. With conventional or FHA financing and as little as 3.5% down, projected market rents support a monthly out-of-pocket cost below comparable apartment rents in the area. The property is now fully occupied, with one tenant leased through the end of the year and the second unit rented month-to-month, offering both immediate income and future flexibility. Apartment 1 spans the first floor and basement and is configured as a two-bedroom, one-bath plus den. The basement includes a large central living space and laundry room. Apartment 2 occupies the second floor and is configured as a one-bedroom, one-bath plus den. Kitchens in both units feature wood cabinetry, laminate countertops, 24" gas ranges, and laminate flooring. Bathrooms include modern vanities, ceramic tile tub surrounds, and either cast iron or steel tubs. Living areas are carpeted, with newer wall-to-wall carpeting installed in the second-floor apartment. This Waltherson duplex is well-positioned for streamlined management, with separate mechanical systems and tenant-paid utilities. Each unit has its own Goodman gas furnace with central air conditioning, allowing residents to control their interior climate. Rheem gas water heaters serve each apartment, and tenants pay their own gas and electric directly to BGE. The landlord pays for water and lawn care. According to LiveBaltimore, Waltherson is one of Baltimore City's largest neighborhoods, with residents enjoying access to thriving, main street businesses within easy walking distance. This Hamilton duplex sits just one mile from the shops and restaurants of downtown Hamilton along Harford Road and only a half mile from Belair Road, which offers grocery stores, dining options, and personal services. With most homes owner-occupied, the area offers a quieter, more stable setting that appeals to long-term renters. These are practical, easy-to-maintain apartments in a location where well-priced units continue to lease quickly.