ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasing costs; let your residence be where you both work and relax in today's hybrid work-from-home world. Certified for commercial operations, this West Side gem is a turnkey layout for law firms, medical specialists, CPA practices, or high-end content, media production, and coaching operations. There is on-site parking. Historic beauty, hardwood floors, modern updates, flexible layout, and unmatched hospitality possibilities all come together in one exceptional residential/commercial property. Well-maintained with complete pride of ownership and zero deferred maintenance. CASH OFFERS, RAPID CLOSINGS, AND TRADITIONAL FINANCING WELCOME. Schedule your private showing today and unlock this Historic Districts West Side gem's true potential. CALL TODAY!